Wednesday, November 21, 2012

Don't let the insurance company talk to your doctors

Be prepared that the insurance company might try to get involved in your medical care, especially if you have a serious injury. If they see that your claim is going to cost them a lot of money, they?ll want to do what they can to minimize that, including monitoring your treatment and even trying to weigh in. We?ve seen it happen.

One of the first things they might try to do is speak with your doctor. You should stop this before it can even begin. The law says they can?t talk to your doctor without your consent. So, say no. If they ask to come with you to your appointment, or suggest that it?s routine, say no. Insurance companies only are allowed to speak with one of your medical providers if they?re requesting copies of records or bills. Anything that has to do with your treatment is your business.

We?ve seen insurance companies convince surgeons to delay surgery, talk doctors into different (cheaper) treatments, and influence work restrictions by convincing a doctor to say that an injured worker is able to do certain job duties that they shouldn?t be doing.

This is one example of how having an attorney can protect you. The insurance company knows it can get away with more tactics like these when a worker is unrepresented. They assume that you don?t know all the rules. They know that if they?re nice to you and appear like they?re helping you, you might trust them. Don?t let it work on you.

We are workers' compensation attorneys who help people with Illinois work injuries anywhere in IL via our statewide network of attorneys.?Contact us?and we will answer your questions or find the right lawyer for your situation.

11/20/12

Source: http://www.illinoisworkerscomplaw.com/2012/11/articles/tips-if-injured/dont-let-the-insurance-company-talk-to-your-doctors/

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